Take the first step by speaking with one of our counsellors.
The days of worrying about your debt can end right here !

Greater Toronto Area :
416-637-6820

Or fill out the form below and one
of our counsellors will be in
contact with you within the
next 48 hours.
*Please note that
this is for new inquiries only.

If you are an active client, please contact 289.360.3450
or send an e-mail to: client@inchargecanada.ca.

Name and surname
Email to contact you
Telephone number to reach you, Monday to Friday, between 9 am and 5 pm :
and / or from 5 pm to 7 pm :


About us – InCharge Canada

InCharge Canada is a non-profit, charitable organization offering financial education programs, confidential and professional credit counselling, and debt management to individuals. InCharge is committed to providing services that help consumers pay off their debts and achieve financial independence.

Major Services
InCharge Canada offers a variety of programs designed to help the general public use credit wisely and gain financial freedom. InCharge provides information on budgeting, managing cash flow, interpreting credit reports, using credit cards effectively, and understanding alternatives for debt relief.

Credit Counselling and Debt Management
InCharge Canada's experienced credit counselling professionals are available Monday through Friday from 9:00 a.m. to 7:00 p.m. (Eastern Time). InCharge's credit counselling service may include a comprehensive Debt Management Program for individuals experiencing financial trouble. Through the program, InCharge works with creditors to help individuals get out of debt without taking a loan.

Board of Directors & Leadership/Officers
Our Board of Directors are independent, experienced professionals with diverse backgrounds, so you can rest assured that InCharge is following ethical business practices.
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Ottawa or Toronto offices
CLICK HERE

Montreal offices
CLICK HERE

If you live outside
Ontario and Quebec
CLICK HERE (Western)
CLICK HERE (Atlantic)