Take the first step by speaking with one of our counsellors.
The days of worrying about your debt can end right here !

Greater Toronto Area :
416-637-6820

Or fill out the form below and one
of our counsellors will be in
contact with you within the
next 48 hours. *Please note that
this is for new inquiries only.

If you are an active client, please contact 289.360.3450
or send an e-mail to: client@inchargecanada.ca.

Name and surname
Email to contact you
Telephone number to reach you, Monday to Friday, between 9 am and 5 pm :
and / or from 5 pm to 7 pm :


Calculate my Calculate your budget in 10 minutes – InCharge Canada How much debt do i have? – InCharge Canada How to avoid bankruptcy? – InCharge Canada

Welcome to InCharge Canada – Debt Solutions for life

InCharge Canada is a non-profit, charitable credit counselling agency providing services in Ontario and Quebec (SOS Dettes). We offer confidential and professional budget counselling, debt repayment plans, and financial education. Our goal is your financial independence!

Why Use InCharge Canada ?

Our counsellors provide personalized and confidential credit counselling to help you regain control of your financial life.

Educational Resources

Financial articles and interactive calculators will help you find the solution that's right for you.

Ottawa or Toronto offices
CLICK HERE

Montreal offices
CLICK HERE

If you live outside
Ontario and Quebec
CLICK HERE (Western)
CLICK HERE (Atlantic)