Take the first step by speaking with one of our counsellors.
The days of worrying about your debt can end right here !

Call toll free :
1 888 424-3093

Or fill out the form below and one
of our counsellors will be in
contact with you within the
next 48 hours.
*Please note that
this is for new inquiries only.
If you are an active client,
please contact 1 (888)424-3320

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Telephone number to reach you, Monday to Friday, between 9 am and 5 pm :
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InCharge Canada is a non-profit, charitable organization offering confidential and professional credit counselling, debt management and financial education.

Mission Statement : The mission of InCharge Canada is to help consumers repay their debts, improve their financial well being, and fulfill their obligations to creditors.

Professional. Personal. Private. At InCharge Canada, our counsellors will work one-on-one with you to provide the personalized attention necessary to find a solution that meets your needs. If a Debt Management Program (DMP) is recommended, your Counsellor will work with you and your creditors to ensure a smooth program activation. Our counsellors take a proactive approach, staying in contact to ensure you receive the support necessary to be successful on the program.

Solutions-Based Approach : We recognize that Debt Management Programs are not the answer for everyone. For individuals who do not qualify for or will not benefit from a DMP,
we provide financial counselling, which includes budget assistance, money management education and, if applicable, referrals to other service agencies that can help with various concerns.

The result : in some cases your counsellor can complete a thorough counselling session in one appointment and provide immediate relief.

Benefits that last a lifetime : The benefits of InCharge Canada continue long after your initial counselling session, regardless of whether or not you enroll in our Debt Management Program. Our counselling services help you develop a long-term plan for managing your finances. With our help, you won’t just get out of debt—you’ll have the tools you need to stay out of debt.