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Educational resources – Money management – InCharge Canada

Learning how to manage your finances is a crucial part to not only getting out of debt, but staying out. From budgeting to saving – learn to make your money work for you!

Preparing a Budget

If mention of the word " budget " makes you groan, think of it not as some nasty chore or way to deprive yourself, but as a spring-cleaning. One good financial cleaning and you may have your money life in order for years to come !

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How to Calculate Your Debt-to-Income Ratio

One of the easiest ways to get a picture of your current financial standing is to calculate your debt-to-income ratio. Keeping track of your debt-to-income ratio can help you understand the management of your finances.

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Saving For College

Start saving for your baby’s education – Now! Many first-time parents do not realize the expenses associated with raising children and preparing for their future…

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A Little Savings Goes a Long Way

You’ve learned how to budget and how to plan. Now, it’s a good time to learn how to save. Saving is a responsibility and obligation that you owe to yourself and your family…

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Why is Saving So Important ?

We save, basically, because we can't predict the future. If we could, we would know precisely how much money we would need for the things that we want and need in the future. But because we can't do this, the need to save money for the future is vital.

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How Much is Enough For Retirement ?

You may know that if you want to live comfortably in retirement you have to save for it, whether it's through personal investments, company-sponsored retirement savings plans, or both. But what you may not know is how much you need to save.

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